Terms & Conditions

1. Agreement to Terms

By accessing and using the website of ABS Services, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with any part of these terms, you must not access this website or use our services.

These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity, and ABS Services, concerning your access to and use of our web portal and financial consultation services.

2. Eligibility & Account Use

The services offered by ABS Services are intended for individuals who are legally capable of forming binding contracts under applicable law (typically 18 years of age or older in India).

• Registration Data: When registering or requesting a consultation, you agree to provide true, accurate, current, and complete information.
• Prohibited Conduct: You agree not to use the site for any unlawful purpose, to transmit malicious code, or to misrepresent your identity or financial capacity.
• Aadhaar/PAN Details: You warrant that any identification numbers provided are your own and are correct.

3. Our Services

ABS Services operates as a financial advisory and liaison agency, assisting clients in identifying and applying for loan products (such as Mortgage Loans, Vehicle Finance, and Loans Against Property) offered by third-party banks and NBFCs.

• No Lending Guarantee: ABS Services is not a lender. All loan approvals, interest rates, and loan terms are determined solely by the respective partner banks and financial institutions.
• Service Charges: Consultation on our website is free. If there are any file processing or advisory fees, these will be communicated to you explicitly prior to processing.

4. Intellectual Property

Unless otherwise indicated, the website, including its source code, databases, design layout, text, graphics, logos, and certifications, is our proprietary property and is protected by copyright and trademark laws.

No part of the website or content may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

5. Disclaimers & Limitation of Liability

Our services are provided on an "as-is" and "as-available" basis. ABS Services makes no warranties or representations about the accuracy or completeness of this site's content or the content of any sites linked to this site.

• We assume no liability or responsibility for any errors, mistakes, or inaccuracies of content.
• We are not liable for any delays in loan approval, rejection of loan applications by banks, or errors in credit calculations.
• We are not liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of the website or services.

6. Governing Law

These Terms and Conditions and your use of the website are governed by and construed in accordance with the laws of India. Any legal action, dispute, or proceeding arising out of or related to these terms shall be subject to the exclusive jurisdiction of the courts located in Kolkata, West Bengal.

7. Contact Us

In order to resolve a complaint regarding the website or to receive further information regarding use of the website, please contact us at: